BY SUBMITTING PERSONAL INFORMATION TO US, YOU AUTHORIZE AND CONSENT TO RECEIVE PHONE CALLS, E-MAILS, TEXT MESSAGES AND ARTIFICIAL OR PRE-RECORDED MESSAGES FROM HIGHLAND HEALTH DIRECT, LLC’S LICENSED INSURANCE AGENTS OR ITS PARTNERS, AFFILIATES, SUBSIDIARIES, AND/OR ANY OTHER THIRD-PARTY PARTNER (OR THEIR SERVICE PROVIDER PARTNERS ON THEIR BEHALF), REGARDING HEALTH INSURANCE AT THE E-MAIL ADDRESS AND/OR TELEPHONE NUMBER PROVIDED, EVEN IF YOU ARE ON A STATE DO NOT CALL AND/OR FEDERAL DO NOT CALL AND/OR DO NOT EMAIL REGISTRY. YOU WILL BE CONTACTED AT THE PHONE NUMBER OR EMAIL YOU PROVIDED TO US, REGARDLESS OF WHETHER IT IS A CELLULAR PHONE OR LAND LINE, USING AN AUTOMATED TELEPHONE DIALING SYSTEM. YOU RECOGNIZE THAT YOU ARE NOT REQUIRED TO GRANT THIS CONSENT IN ORDER TO RECEIVE INFORMATION ON, OR ENROLL IN, A MEDICAL PLAN OR A PRIVATE HEALTH INSURANCE PLAN THROUGH THE FOREGOING COMPANIES.
Health-Insurance-Guide.org does not collect personal information about you unless you voluntarily provide it. If you decide to submit personal information to us, we may use it to fulfill your request for insurance, or to follow up with you to provide the information that you requested. By submitting personal information to us, you grant us the right to use your personal information, including but not limited to, the right to share your information with third parties. Personal Information could include the following: name, birth date, address, telephone number, e-mail, insurance amount, contact name, etc. You may provide information of a personal nature to us for the following situations (for example): • To share with insurance agents, carriers, or carrier partners for the purpose of receiving information about a service or product • To ask a question or seek additional information • To share your comments or feedback about our website • To register to receive communications from Health-Insurance-Guide.org and/or its third party affiliates and partners • To receive information about partnering with us as an affiliate, insurance carrier, etc. If you voluntarily choose to provide us with personal information, we will use it for any purpose, including but not limited to, the following: • To share with our partners, affiliates, and clients for the purpose of sending you information about a product or service in which you have expressed interest or in which we believe you may be interested • To send communications that you have requested from Health-Insurance-Guide.org and its subsidiaries, partners, affiliates, clients, and other third parties • To receive information about partnering with us as an affiliate, insurance agent, etc. • To improve or customize the content and/or layout of our web pages • To contact you when necessary • To send you related information which we think you might be interested in By submitting your personal information to us, you are providing us with your written and signed consent to receive telemarketing calls. You agree that Health-Insurance-Guide.org has obtained your consent to receive a prerecorded message sales call in a manner permitted by the Electronic Signatures In Global and National Commerce Act (E-SIGN Act) By agreeing to these terms, you hereby consent to disclosure of any record or communication to any third party where Health-Insurance-Guide.org, in its sole discretion, determines the disclosure to be appropriate. By requesting a quote you expressly consent to be contacted via email or phone by Health-Insurance-Guide.org, its partners, affiliates, subsidiaries, and clients. You understand that the insurance companies or their agents or partner companies may confirm your information through the use of a consumer report, which may include your credit score and driving record.
When you visit our site, we collect anonymous information about your browsing. This may include things such as: Browser types, IP address of visitors to our Web page, Cookies, Computer Operating Systems, and Clear Gifs from e-mails and ad banners. We also collect aggregate information on what pages visitors access and how long they stay on each page. We use this information to improve our marketing and promotional activities, to analyze our site usage, and customize our site to better meet the needs of our site visitors.
Health-Insurance-Guide.org works with Twitter and Facebook to collect user data through their websites for purposes of conversion tracking and serving ads targeted to users’ interests. Twitter utilizes a Do Not Track Functionality that allows users to opt-out of interest based advertising. To opt-out adjust your Twitter account settings here: https://support.twitter.com/articles/20170405 You can opt-out of interest based advertising through Facebook here: http://www.aboutads.info/choices/
Calls may be recorded for training and quality purposes. We may use these calls for staff training, protection and dispute resolution, confirmation and agreement, compliance and discourage fraudulant information being given.
Spam is commercial e-mail or unsolicited bulk e-mail which has not been requested by the recipient. You will not receive Health-Insurance-Guide.org e-mail communications unless you submit your e-mail address. You may receive third-party e-mails advertising products and services from our partners and affiliates. If you submit your e-mail (or other Personal Information) to websites to which we are linked or which are linked to us, we are not responsible for their practices. Although we encourage third-parties to abide by Can-SPAM laws, we cannot enforce or change their actions. If you wish to remove your contact information from the third-party, please follow their opt-out instructions.
Third-party advertising companies may serve ads on our website. These third-party advertising companies may employ Cookies and/or Clear Gifs to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date and or time of banner ad shown, the specific banner ad that was shown, Cookies, and the IP address. This information can be used for online preference marketing purposes. Clear Gifs, Cookies, and the IP address are not tied to users’ personally identifiable information.
Companies that collect personally identifiable information (“PII”) from California residents and disclose such information to Third Parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having their information shared with Third Parties. We have elected the second option and you may request that your PII be removed by sending your request, including your full name, email address and postal address to: Health-Insurance-Guide.org 662 S. Military Trail, Deerfield Beach, FL 33442. In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to firstname.lastname@example.org.
If you would like to opt out of receiving communications from Health-Insurance-Guide.org, please click the “Opt Out” or “Unsubscribe” link in any past communications you have received from us or email us at support@Health-Insurance-Guide.org.
MEDICARE ADVANTAGE / MAPD / PDP CALLS
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Health-Insurance-Guide.org can be contacted at 662 S. Military Trail, Deerfield Beach, FL 33442. Last updated: August, 18, 2019